Financing Options for Your HVAC System

Credits, Rebates, & Financing Available at ASC Heating and Air

At our family owned and operated company knows that when you need AC or heating unit repairs, maintenance, or new installations, it shouldn’t have to cost you an arm and a leg. That is why our San Antonio heating and air conditioning technicians are well versed in all the financial options that can greatly benefit your situation.

Need Financing for Your New AC Unit?

When given the price of a new HVAC system, most people cringe and wonder if they have to use a big chunk of their life savings, or sell one of their cars, to pay for it. While it's true that an HVAC system can cost a lot of money, it's also true that there are many options to choose from to help pay for your new system or major repair.

• Synchrony Bank Financing



Synchrony Bank is the same company that offers Rooms to Go credit cards and the medical Care Credit cards as well. Synchrony Bank has several financing options including an 18 month no interest option. Please understand, if you choose this option, after 18 months, interest will be applied retroactively at a 26.99% rate. For the best deal, be sure you can have the principal paid off by the end of the 18 month period.

• Let our San Antonio heating and air conditioning technicians discuss your options regarding the following:
• Home equity loans: If you have a significant portion of your home paid off, you can approach the bank for a home equity loan to help pay for your new unit. Since a new air conditioning system will be part of your home, it may be a good idea to include it with your mortgage payment.
• Non secured loan: This is a signature loan. That means you're not putting any collateral up for the money you are borrowing. It's a loan based on your credit history. You should have a pristine credit history, have a large enough trackable income for the lender to justify loaning the money, and have a long-term relationship with the lending institution.
• In-house financing: Our current financing relationship is through Synchrony Bank, to offer better rates and payments.

Rebates & Tax Credits

The federal tax credit on new, more efficient HVAC systems has been extended! Ask your technician for details.

Also, rebates by CPS are afforded for homeowners in the San Antonio area for up to $225 for each ton of air your new unit produces. This rebate is available as long as funds last and depends on homeowners having at least a 15 SEER unit installed in their homes. A 16 SEER air conditioning system will get you a larger rebate.

Often, there are rebates offered by our manufacturers for new HVAC systems. Most are in the form of instant rebates, while others are mail-in. We will do our best to keep you informed of any of these rebates whenever you purchase a new system.

Don’t let financial issues bar you from getting the comfort you deserve. Call (210) 920-8010 to discuss your AC unit financing options with our San Antonio heating and air conditioning experts today.